Deep experience. Personal attention. Superior service — from a family that treats your business like their own.
In 1983, Everett True started an insurance agency with his two sons. His vision: a family business delivering solid insurance and surety programs with superior service.
Today, the second and third generation carry on that vision: John, with his sons Logan and Lyle. We are independent — not affiliated with any other broker.
We don't operate like most agencies. Their model is scale: process as many policies as possible at the lowest cost. After acquisitions, new owners cut service costs — which often means cutting service.
When our Customers need something done, it isn't delegated or outsourced. An Owner handles your day-to-day service — from certificates to claims to contract reviews. You won't hear, "Let me check with our claims department." It gets done by us. It gets done right.
Personal attention by agency Owners delivers better service — and our customer feedback reflects it.
We start by learning about you and your business — to find where we can add real value. Our mutual goal is to make your organization better. We build long-term relationships through transparency and honesty.
Let's TalkWe begin every relationship by understanding your business and its unique needs.
We determine where our involvement can improve your overall operations.
Transparency, honesty, and consistent results — that's how we earn your continued business.
We've invested heavily in technology and resources that rival national brokerages — allowing us to deliver sophisticated coverage, risk management, and claims solutions.
In-depth Experience Rating analysis, future modification forecasting, NJCCPAP credit applications, class code reviews, and premium audit assistance.
Active monitoring from start to finish. Site visits for large or complex claims. Guidance through discovery demands and the full claims process.
Best practice subcontract language, sample certificate formats, and thorough review of subcontractor insurance certificates.
Identification of indemnification obligations, insurance requirements, and onerous language such as unlimited consequential damages.
Full cost calculation spreadsheets, insurance cost breakdowns for competitive bids, time & material and OCIP projects, plus simplified bid rate formats.
COI compliance blueprints, court decision reviews affecting your coverages, and subcontractor policy analysis for higher-hazard risks.
Five employees. Five Owners. All named True.
Principal
Owner
Owner
All team members are owner-operators with a direct, vested interest in delivering superior service to every customer.
Tell us about your business and we'll determine where we can add real value.
4 Valley View Dr.
Mendham Township, NJ 07945
No "office hours" — reach an Owner any time, any day.
New Jersey, New York, and nearby areas